Premium by coverage
Quoted packages and current Chubb
| Coverage | Cincinnati | PURE | Berkley One | Current Chubb |
|---|
Executive comparison
Annual premium snapshot
Three complete indications plus the current Chubb home, valuables, auto and excess renewals.
Total comparison
Annual premium
Current program
Current Chubb policies supplied
Renewal term November 11, 2026 to November 11, 2027.
Current annual renewal total$59,821.30
Total across the supplied Chubb home and valuable articles, automobile, and personal excess renewals. Shown for current-program context; the proposed packages may not be directly comparable and flood remains separate.
Homes and contents$15,258
Valuable articles$10,649
Automobile$22,994
Excess liability$10,798.94
NJ surcharges$121.36
Chubb policy 16177398-01
Homes and contents plus valuable articles. Renewal premium: $25,970.87.
Chubb policy 268-10-65-90A
Six automobiles for November 11, 2026 to November 11, 2027. Base premium: $22,994; NJ surcharge: $57.49; renewal premium: $23,051.49.
2021 Ford Bronco; 2024 Audi Q3 and Q5; 2025 Porsche 911 and Cayenne; 2026 Porsche 911.
Chubb policy 16177398-03
Personal excess liability, including listed residence and vehicle exposures. Renewal premium: $10,798.94.
All three supplied Chubb renewals are now included in the current-program total. Neptune flood remains a separate option and is not included in Chubb.
Coverage explorer
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Decision center
Binding checklist and open items
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Information to confirm
0 of 16 complete
Separate Neptune flood option
$454.60$250,000 building, $100,000 contents, $5,000 deductible and $10,000 temporary living expense. Use the flood toggle above to add it to all three proposed package totals.
Decision summary
$718Difference between PURE and Berkley One before flood. Cincinnati is $8,795 above the lowest quoted package and remains subject to referred underwriting.